Buying a property abroad can be overwhelming, especially in the fast-moving Dutch housing market. Limited supply, fierce competition and complex rules make it hard to navigate alone. That’s why many expats choose a buying agent in the Netherlands (also called a purchase broker or buyer’s agent) to represent their interests.

This guide explains what a buying agent does, how they can help you, what it costs, and how to choose the right one.

Buying agent

What does a buying agent do

A buying agent supports you throughout the entire buying process. They start by identifying your wishes: preferred location, property type and realistic budget. Then they actively search for homes, not only through Funda but also via their professional network and off-market listings unavailable to the public.

During viewings, your agent spots things you might miss: building defects, energy labels, maintenance issues or unfavourable locations. They also estimate a fair market value using local expertise and recent sales data, ensuring you don’t overpay.

When you’re ready to bid, the agent advises on your bidding strategy, legal clauses (such as financing or inspection conditions) and desired completion date. Once the seller accepts, they review all legal documentation, from purchase contract to land registry extract, so you can sign with full confidence.

Buying agent
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Buying agent

How to choose the right buying agent

When selecting a buying agent, look for:

  • Personal connection: You’ll work closely together, so trust and communication are vital.

  • Local expertise: Agents familiar with Utrecht, Amersfoort or other Dutch cities know which neighbourhoods suit expat families, professionals or students.

  • Transparency: Ask for a clear overview of fees and included services. Are extra costs charged for second viewings or inspections?

Questions to Ask Before You Decide

  • Is my housing wish realistic within my budget?

  • Which areas would you recommend for my lifestyle and commute?

  • How many buyers do you currently represent?

  • How do you determine your bidding strategy?

  • Do you have experience helping expats or non-Dutch buyers?

Connection
Costs

Buying Agent

Most buying agents charge between €2,750 and €4,750, depending on property value and service level.

  • Fixed fee: Clear and predictable — you know what you’ll pay in advance.

  • Percentage fee: Usually 1–2% of the purchase price, aligning the agent’s motivation with your savings.

  • Service packages: Some offer “light” or “full-service” options — from advisory only to complete assistance from search to notary.

Remember: buying agent fees are not tax-deductible and are part of the kosten koper (buyer’s costs).

Buying a Home Without an Agent

You can certainly buy a home without a buying agent. However, you’ll need to assess the property’s value, negotiate with the selling agent and check all legal documents yourself. Without local experience, it’s easy to misjudge a property’s worth or overlook hidden issues.

A skilled buying agent understands market trends, Dutch negotiation culture and potential pitfalls. Especially for expats unfamiliar with the system, this expertise can be invaluable.

Costs
WALTMANN

Should you hire a buying agent

If you’re confident in Dutch property law and have time to research, you might manage independently. But for most expats buying a home in the Netherlands, professional guidance is a wise investment.

Waltmann Expat Broker and De Hypotheekshop specialize in advising Expats. For us, the expat’s wishes and other requirements or options are key. As all our specialists collaborate closely, we can offer our guidance from start to finish and ensure that all parties know what to expect during the entire process.

  • Individual approach
  • Local knowledge
  • Trusted negotiator
  • Full variety of services
  • Full support in Englisch

Wat zeggen onze klanten?

Rutger and Wim were great help in the process of finding a house. They were easy to the reach and always willing to assist. I highly recommend Waltmann to everyone who wishes to have a stress-free process of… Lees meer

Zandhofsestraat 138, Utrecht
VERKOOP Beoordeeld met:
10

Wat zeggen onze klanten?

A great experience. We were first-time homebuyers with very little knowledge about how to find the right place. From day one, throughout the past several months, Rutger has been there every step of the way. Every time we… Lees meer

Zandhofsestraat 138, Utrecht
VERKOOP Beoordeeld met:
10
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