Buying a house?
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Are you working in the Netherlands and have you decided to buy a house in Utrecht or its surrounding area? Excellent decision – with the current low interest rates, buying is often a cheaper option than renting. As the applicable laws and regulations in the Netherlands probably differ from those in your country, buying a house can be a complicated process. Naturally, the Utrecht housing market holds no secrets for our real estate agents. They will be more than happy to help you find and purchase a suitable residence in or around Utrecht.
How to buy a house in The Netherlands
There are no formal restrictions for non-Dutch citizens who want to buy a property in the Netherlands or apply for a Dutch mortgage. Even so, there are certain circumstances in which the mortgage lender may want to examine your personal and financial situation. Our mortgage advisors know the conditions you have to meet and give insight into your financial options. When all this is clear and you know the mortgage amount you can take out, the search for a house in the Utrecht region can begin.
After going through your wish list and requirements, the search for your new home begins. The housing market in the Netherlands is overheated, particularly in large cities like Utrecht, meaning that houses are sold quickly. We have prior insight into which homes will come on the market so we can schedule a viewing even before the property is listed online. We make a selection of what's on offer based on your wishes and requirements and alert you of any interesting property.
Viewings and comparing
When we have found a house that meets your wishes, we will accompany you during the viewing. We assess how the property has been maintained and check whether the asking price is realistic. The vendor’s broker is generally present during these viewings as well. This broker serves the interests of the vendor and will try to realise the highest price, which is another reason why it is important that we come along with you.
Signing the purchase agreement, financing & transfer
The vendor's broker draws up the purchase agreement. We will then check the purchase agreement and discuss all its aspects with you, after which you can sign the document. After the agreement has also been signed by the vendor, you still have a three-day reflection period.
If you need to take out a mortgage to buy a house, the mortgage advisor steps in to find the most suitable option for you. De Hypotheekshop Utrecht can help you find a mortgage with the most optimal conditions. De Hypotheekshop Utrecht is entirely independent, so its advisors can compare mortgages from almost all providers and help you find the options and solutions that fit your needs and plans for the future.
The day of the transfer of the deed starts with a final inspection of the property in the presence of the vendor and yourself. When everything is in order, we all meet up at the notary’s office where the transfer deed is signed and you become the owner of your new house. The vendor will then also hand over all the keys.
Why choose Waltmann Expat Broker?
Waltmann Expat Broker and De Hypotheekshop specialize in advising Expats. For us, the expat’s wishes and other requirements or options are key. As all our specialists collaborate closely, we can offer our guidance from start to finish and ensure that all parties know what to expect during the entire process.
- Individual approach
- Local knowledge
- Trusted negotiator
- Full variety of services
- Full support in Englisch
Wat zeggen onze klanten?
Rutger and Wim were great help in the process of finding a house. They were easy to the reach and always willing to assist. I highly recommend Waltmann to everyone who wishes to have a stress-free process of… Lees meer
Wat zeggen onze klanten?
A great experience. We were first-time homebuyers with very little knowledge about how to find the right place. From day one, throughout the past several months, Rutger has been there every step of the way. Every time we… Lees meer